{"id":437,"date":"2023-11-30T00:20:56","date_gmt":"2023-11-30T00:20:56","guid":{"rendered":"https:\/\/infostec.com\/?p=437"},"modified":"2023-11-30T00:20:56","modified_gmt":"2023-11-30T00:20:56","slug":"ako-zistit-ci-mate-zle-meno","status":"publish","type":"post","link":"https:\/\/infostec.com\/sk\/como-descobrir-se-esta-com-o-nome-sujo\/","title":{"rendered":"Ako zisti\u0165, \u010di m\u00e1te zl\u00e9 meno"},"content":{"rendered":"<p>Zistenie, \u010di m\u00e1te zl\u00e9 meno, to znamen\u00e1, \u010di existuj\u00fa nejak\u00e9 obmedzenia t\u00fdkaj\u00face sa v\u00e1\u0161ho mena u agent\u00far na ochranu \u00faverov, ako s\u00fa Serasa alebo SPC, sa d\u00e1 vykona\u0165 nieko\u013ek\u00fdmi sp\u00f4sobmi. Tu je nieko\u013eko mo\u017enost\u00ed:<\/p>\n<ol>\n<li>\n<h2><strong>Online konzult\u00e1cia s org\u00e1nmi na ochranu \u00faverov:<\/strong><\/h2>\n<\/li>\n<\/ol>\n<h2>Serasa<\/h2>\n<p>Serasa Experian pon\u00faka bezplatn\u00fa konzult\u00e1ciu v\u00e1\u0161ho CPF. Svoj stav m\u00f4\u017eete skontrolova\u0165 na webovej lokalite Serasa Consumidor (<a href=\"https:\/\/www.serasaconsumidor.com.br\/\">https:\/\/www.serasaconsumidor.com.br\/<\/a>). Po vytvoren\u00ed \u00fa\u010dtu budete m\u00f4c\u0165 zobrazi\u0165 inform\u00e1cie o svojom kreditnom sk\u00f3re, nesplaten\u00fdch dlhoch a nevyrovnan\u00fdch finan\u010dn\u00fdch probl\u00e9moch.<\/p>\n<h2>SPC Braz\u00edlia<\/h2>\n<p>SPC Brasil, tie\u017e zn\u00e1my ako Boa Vista SCPC, v\u00e1m umo\u017e\u0148uje bezplatne nahliadnu\u0165 do v\u00e1\u0161ho CPF prostredn\u00edctvom webovej str\u00e1nky Consumidor Positivo (<a href=\"https:\/\/www.consumidorpositivo.com.br\/\">https:\/\/www.consumidorpositivo.com.br\/<\/a>). Podobne si budete musie\u0165 vytvori\u0165 \u00fa\u010det na pr\u00edstup k svojim inform\u00e1ci\u00e1m.<\/p>\n<ol start=\"2\">\n<li>\n<h2><strong>Konzult\u00e1cie v person\u00e1lnych agent\u00farach:<\/strong><\/h2>\n<\/li>\n<\/ol>\n<p>M\u00f4\u017eete sa tie\u017e osobne obr\u00e1ti\u0165 na agent\u00fary na ochranu \u00faverov a po\u017eiada\u0165 o inform\u00e1cie o svojom CPF. Nezabudnite si prinies\u0165 preukaz toto\u017enosti s fotografiou.<\/p>\n<ol start=\"3\">\n<li>\n<h2><strong>Konzult\u00e1cia prostredn\u00edctvom bankovej aplik\u00e1cie:<\/strong><\/h2>\n<\/li>\n<\/ol>\n<p>Mnoho b\u00e1nk pon\u00faka funkciu kontroly stavu CPF priamo cez mobiln\u00fa aplik\u00e1ciu. Skontrolujte, \u010di va\u0161a banka t\u00fato mo\u017enos\u0165 pon\u00faka.<\/p>\n<ol start=\"4\">\n<li>\n<h2><strong>Prij\u00edmanie komunik\u00e1cie po\u0161tou alebo e-mailom:<\/strong><\/h2>\n<\/li>\n<\/ol>\n<p>Ak m\u00e1te nesplaten\u00e9 dlhy, m\u00f4\u017eete dost\u00e1va\u0165 ozn\u00e1menia po\u0161tou alebo e-mailom, ktor\u00e9 v\u00e1s bud\u00fa informova\u0165 o situ\u00e1cii. Venujte pros\u00edm pozornos\u0165 t\u00fdmto ozn\u00e1meniam, preto\u017ee m\u00f4\u017eu obsahova\u0165 d\u00f4le\u017eit\u00e9 inform\u00e1cie.<\/p>\n<h2>5. <strong>Konzult\u00e1cia na not\u00e1rskom \u00farade:<\/strong><\/h2>\n<p>Niektor\u00e9 dlhy je mo\u017en\u00e9 prihl\u00e1si\u0165 na protestn\u00fdch \u00faradoch. To, \u010di sa konaj\u00fa protesty vo va\u0161om mene, si m\u00f4\u017eete overi\u0165 na webovej str\u00e1nke miestneho matri\u010dn\u00e9ho \u00faradu alebo osobne na matri\u010dnom \u00farade.<\/p>\n<p>Pam\u00e4tajte, \u017ee braz\u00edlska legislat\u00edva zaru\u010duje pr\u00e1vo na bezplatn\u00fd pr\u00edstup k inform\u00e1ci\u00e1m o va\u0161om CPF. Ak zist\u00edte, \u017ee m\u00e1te zl\u00e9 meno, je nevyhnutn\u00e9 pok\u00fasi\u0165 sa situ\u00e1ciu napravi\u0165, kontaktova\u0165 svojich verite\u013eov a vyjedna\u0165 dlhy. D\u00e1 sa to urobi\u0165 priamo so spolo\u010dnos\u0165ami alebo prostredn\u00edctvom org\u00e1nov na ochranu spotrebite\u013ea, ako je Procon.<\/p>\n<p>Zosta\u0165 informovan\u00fd o va\u0161ej finan\u010dnej situ\u00e1cii je rozhoduj\u00faci pre prij\u00edmanie informovan\u00fdch rozhodnut\u00ed a udr\u017eiavanie zdravej \u00faverovej hist\u00f3rie.<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Descobrir se voc\u00ea est\u00e1 com o nome sujo, ou seja, se h\u00e1 alguma restri\u00e7\u00e3o em seu nome nos \u00f3rg\u00e3os de prote\u00e7\u00e3o ao cr\u00e9dito, como o Serasa ou o SPC, pode ser feito de algumas maneiras. Aqui est\u00e3o algumas op\u00e7\u00f5es: Consulta Online nos \u00d3rg\u00e3os de Prote\u00e7\u00e3o ao Cr\u00e9dito: Serasa O Serasa Experian oferece a consulta gratuita [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":438,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":{"0":"post-437","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-dicas"},"_links":{"self":[{"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/posts\/437","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/comments?post=437"}],"version-history":[{"count":1,"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/posts\/437\/revisions"}],"predecessor-version":[{"id":439,"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/posts\/437\/revisions\/439"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/media\/438"}],"wp:attachment":[{"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/media?parent=437"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/categories?post=437"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infostec.com\/sk\/wp-json\/wp\/v2\/tags?post=437"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}